How to join ACSuper

1.     Read the Product Disclosure Statement (PDS) and the important information on this website.
        This has details of how ACSuper operates and its benefits and features.
        If you need advice tailored to your own personal situation we recommend you speak to a
        licensed financial planner or adviser.

2.     Fill out the Member Application Form.
        You can download the Member Application form on this website. It includes a section for you to
        make your investment and insurance cover choices.  

3.     Return your completed Form to ACSuper or to your employer.
       On joining ACSuper you will receive a welcome letter and your membership number, and
       confirmation of the amount of your insurance cover. Some cover may be subject to acceptance
       by our insurer. We will notify you of the insurer’s decision.

4.    Fund your account.
       Your membership will only be activated once it receives a contribution (e.g. employer contribution,
       personal contribution or rollover from another fund).

Cooling-off period

If your employer has enrolled you in ACSuper, no cooling-off period applies.

If you have made this choice yourself, a 14-day cooling-off period applies from the earlier of five days from the date your application is accepted or the date we confirm your membership. During this period, you may write to the Trustee to cancel your ACSuper membership and have any contributions repaid (subject to preservation rules).

We will not deduct any fees from the amount of the payment. The amount of repayment may, however, be adjusted to take account of any increase or decrease in investment value and any taxes payable in respect of the contributions made. If any of the contributions are subject to preservation requirements, they cannot be repaid in cash but must be transferred to another complying superannuation fund, approved deposit fund or retirement savings account of your choice.